As a dental professional, you’ll know how important insurance is for you and your practice. But what you might not realise is that there are multiple types of insurance you may need to consider.
You may already have dental protection indemnity insurance in place, but what insurance do dentists really need? We explore in this article.
Types of Insurance Dental Professionals Need
1. Dental Protection Indemnity Insurance
Dental indemnity insurance is vital for any practicing dentist. Alongside being a legal requirement from the General Dental Council (GDC), dental protection indemnity insurance covers you in the event that someone makes a claim against you for malpractice or negligence.
Dental indemnity insurance from All Med Pro goes above and beyond, providing access to dento-legal professionals and free advice without being penalised. Plus, if anything should happen, we provide tailored reputation management to help mitigate damage to your reputation.
2. Dental Building Insurance
If you own your dental business, including the building that it’s situated in, consider dental building insurance. This ensures you are covered for any damage to the location, whether from vandalism, storm or weather damage, or more.
3. Business Interruption Insurance
Your dental business deserves to be protected from the unexpected. Business insurance, such as business interruption insurance, means that if an event such as weather damage occurs at your dental practice, you won’t be out of pocket.
Even if your dental practice can’t operate, you’re still expected to cover employee wages, rent, mortgages, and other business expenses. With business interruption insurance in place, this can be covered, and you can focus on getting your practice back on its feet.
4. Employers’ Liability Insurance
With dental practice insurance from All Med Pro, your business is also covered for employers liability insurance. This covers you if any claims are made against you from employees, for example if they fall ill or are injured on your premises. Employers’ liability insurance is a legal requirement for all businesses with employees in the UK, so get in touch with All Med Pro today to arrange cover for your practice.
5. Public Liability Insurance
Public liability insurance covers your dental practice if a member of the public makes a claim against your business. While this type of insurance isn’t a legal requirement, it is a good idea for dental practices to have in place, as they deal with clients and members of the public coming onto the premises every day.
6. Dental Contents Insurance
Your dental practice is filled with specialist equipment, from chairs to computers to machinery. If these were damaged and needed to be replaced, it could cost thousands – but with dental contents insurance in place, you can be covered.
This type of insurance can also cover you if any stock you keep inside your practice is damaged due to an insured event, such as dental tools and mouthwash.
7. Specialist Dental Nurse Insurance
If you employ dental nurses, or are a dental nurse, specialist dental nurse indemnity insurance provides coverage for any legal liabilities that arise from accusations of malpractice or negligence.
Dental nurse indemnity insurance provides the option for nurses to be covered for all their duties, including prescribing medication and processing radiographs. If a claim is made, our team will be there to support you or your dental nurse every step of the way.
Comprehensive Dental Indemnity Insurance From All Med Pro
With over a decade of experience in the dental industry, All Med Pro leads the way in dental protection indemnity insurance. We’re constantly innovating to improve coverage for our clients, and prioritise 360 degree support so if the unexpected happens, we have your back.
For more information on our dental indemnity insurance, dental practice insurance, or dental business insurance, get in touch with our team today.
